General Questions

Our representatives have over 50 years of combined industry experience. At we will work with you throughout the entire process. You're not a number; you're a unique individual who should be treated with the dignity and respect you deserve. We won't give you the run-around or avoid your calls. We will do everything we can to help get you the cash you need.
Based on your convenience, you can be paid via check or direct account transfer.

Structured Settlements

A structured settlement is a financial arrangement that allows court-awarded compensation to be paid in regular installments rather than in one lump sum. Typically these payments provide money for a fixed period or lifetime. Every structured settlement is tailor-made and may also include some money upfront. Used in settling personal injury or malpractice suits, structured settlements terms vary.
Yes, in most cases, you are allowed to sell your structured settlement. Call to find out if you qualify.
Yes. Structured settlement transfers have been legal for years. It is legal to sell either all or part of your structured settlement and/or annuity payments and there are laws to protect your rights.
There are many reasons to sell your structured settlement. Here are just some of the more common examples:

  • Pay off your credit card debt
  • Pay outstanding medical bills
  • Down payment on a home
  • Purchase a car
  • You do not have to sell all of your payments. We will provide you with many options to choose from including the amount or the timeframe of payments that you would like to sell.
    It usually takes six to eight weeks from the time we receive your completed contract. Every situation is different, so times may vary.
    When receiving a quote from you may be asked to provide one of our pricing managers with a copy of your annuity contract and settlement agreement in order to get an accurate pricing estimate of your annuity.
    Yes, if you have remaining payments, we would gladly help you through the transfer process.
    We do not provide tax advice therefore if you have any questions regarding the sale of your structured settlement it is important to consultant your tax representative.
    No, while some policies state that you can't sell your payments without penalties this is not usually the case. Internal revenue code section 5891, which was signed into law by President Bush in 2001, permits these transactions.
    Settlement transactions are required to be approved by the court system in order to protect the rights of the annuity owner. However, you do not always have to appear in court. Your account representative will work with you to make the process most convenient for you.

    Annuity Payments

    An annuity is a financial product that provides a series of payments over a specific period of time such as a lifetime. Delivered on a set schedule, these payments can be paid monthly, quarterly, biannually, or annually.
    No, you can sell part of your annuity to
    Sometimes your financial situation changes and you need a cash lump sum. Some people have sold their annuities to pay off debt, put a down payment on a house or re-invest it in another type of financial product.
    Yes, in most cases, you can still sell your annuity.
    Typically a no surrender clause refers to the annuitant's ability to surrender your annuity back to the annuity company. This does not usually apply to's ability to purchase your annuity. In other words, yes. We can often purchase your annuity. If you're considering surrendering your annuity to the annuity company call to see if we can get you more money.
    Depending on the type of annuity you own. You should consult with a tax representative if you are considering the sale of your annuity.
    Each person's annuity is unique so call us or fill out our request form to receive a no obligation quote.
    With the correct information you can have your quote within minutes. Give us a call at 877-219-6808 to get started.